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Reply To: Higher Priced Mortgage Loans

#4899
rcooper
Member

HPML and 1026.35 does still exist. There are different thresholds that qualify a loan as either a higher priced mortgage loan (HPML, 1026.35), a high cost mortgage loan (HCML/HOEPA, 1026.32) or a higher priced covered transaction (HPCT, 1026.43). These prior posts address the differences:

HOEPA vs. HPML vs. HPCT

HPCT vs. HPML