July 20, 2021 at 11:17 am EDT
#34329
jholzknecht
Keymaster
Section 615a of the Fair Credit Reporting Act states, “If any person takes any adverse action with respect to any consumer that is based in whole or in part on any information contained in a consumer report, the person shall
(1) provide oral, written, or electronic notice of the adverse action to the consumer;”
The notice is not required for a consumer for a consumer report was not obtained.