Regulation Z Appendix Q Summary

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Appendix Q, as part of Regulation Z’s Ability-to-Repay rules, specify complicated provisions that creditors are required to follow in evaluating a customer’s debt and income.  This Appendix Q tool breaks down of these complicated requirements in a way that is easy to understand.

Description

Appendix Q, as part of Regulation Z’s Ability-to-Repay rules, specifies complicated provisions that creditors are required to follow in evaluating a consumer’s debt and income.  This Appendix Q tool breaks down these complicated requirements in a way that is easy to read and understand.  The tool includes a table of contents, citations for each requirement, tables to simply information and sample IRS forms for easy reference.

Reviewed 1/29/2020