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2022 Lending Compliance Update Two-Part Webinar Recording

$595.00

* Please note that the recording links will be delivered to you via a downloadable word document in your confirmation e-mail.  The materials that correspond with the recording will be automatically delivered upon purchasing via email from the website.

WHAT

“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations. Often, compliance errors occur simply because the lender was unaware of the change.

2021 has been a busy year. Use of the revised Uniform Residential Mortgage Application became effective on March 1, 2021. Rules for Payday Loans have been greenlighted and will be effective June 13, 2022.  Changes to the Community Reinvestment Act regulations are moving in a positive direction. Revised ability to repay and qualified mortgage rules were completed. Regulation B has been expanded to include gender identity and sexual orientation, and changes were proposed to require data collection and reporting for small business loans.

TOPICS

The two-part webinar recording covers developments within the last 12 months including, but not limited to:

  • Truth in Lending/Regulation Z
    • Semi-annual Daylight Savings Time adjustment;
    • Adjustments to annual thresholds;
    • Revised ability to repay and qualified mortgage rules;
    • Revised CHARM booklet
  • HMDA/Regulation C
    • Revised volume thresholds effective Janaury 1, 2022;
    • Revised FAQs;
  • ECOA/Regulation B
    • Revised Uniform Residential Mortgage Application (1003);
    • Interim rule on sexual orientation and gender identity;
    • Proposed rule to require data collection and reporting for small business loans;
  • Payday Loans/Regulation OO
    • Effective June 13, 2022;
  • Fair Housing Act
    • Guidance on limited English proficiency;
  • Fair Debt Collection Practices Act/Regulation F
    • Effective November 30, 2021;
  • Flood Insurance
    • Two sets of proposed updates to FAQs;
  • Fair Credit Reporting Act/Regulation V;
  • Consent decrees from the Federal Bank Regulatory Agencies;
  • UDAAP
    • Rescission of guidance on the abusive standard;
  • CRA
    • Status of interagency rules and revocation of the OCC final rule;
  • And much more.

WHY

This or two-part webinar recording provides a thorough update on numerous lending compliance topics in a single program; thereby saving the attendee time and their institution’s money.  The 300+ page manual serves as a handbook long after the recording is completed. Upon completion of the recording you will:

  • Understand recent changes; and
  • Development a plan to implement pending changes.

WHO

This recording is designed for compliance officers, loan officers, legal counsel, auditors and others who are familiar with the basic requirements of the covered regulations.

SKU: 36013 Category:

Description

* Please note that the recording links will be delivered to you via a downloadable word document in your confirmation e-mail.  The materials that correspond with the recording will be automatically delivered upon purchasing via email from the website.

WHAT

“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations. Often, compliance errors occur simply because the lender was unaware of the change.

2022 has been a busy year.  Proposed revisions to Community Reinvestment Act regulations have been published. Revisions to Regulation B to implement Section 1071 rules to require data collection and reporting for small business loans have been delayed until 2023. After an eleven-year delay revised Flood Insurance Q and As have been published.

TOPICS

The two-part recording covers developments within the last 12 months including, but not limited to:

  • Truth in Lending/Regulation Z
    • Semi-annual Daylight Savings Time adjustment;
    • Adjustments to annual thresholds;
  • HMDA/Regulation C
    • Revised volume thresholds for open-end credit, effective January 1, 2022;
    • Updated HMDA Guide;
    • Updated FIG Guide;
  • Community Reinvestment Act
    • Interagency Notice of Proposed Rulemaking;
    • Distressed and Underserved Areas;
  • ECOA/Regulation B
    • Special Purpose Credit programs;
    • Adverse Action based on credit models;
    • Proposed rule to require data collection and reporting for small business loans;
  • Fair Housing Act
    • Redlining cases;
    • Property appraisals;
  • Flood Insurance
    • Updated Questions and Answers;
  • UDAAP
    • Expanding discrimination Prohibition to deposit accounts;
  • Crypto Update
  • Attack on Bank Fees
  • Endorsement Guide Proposal
  • And much more.

WHY

This two-part webinar recording provides a thorough update on numerous lending compliance topics in a single program; thereby saving the attendee time and their institution’s money.  The 300+ page manual serves as a handbook long after the recording is completed. Upon completion of the recording you will:

  • Understand recent changes; and
  • Development a plan to implement pending changes.

 WHO

This recording is designed for compliance officers, loan officers, legal counsel, auditors and others who are familiar with the basic requirements of the covered regulations.

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