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“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations. Often, compliance errors occur simply because the lender was unaware of the change.
2022 has been a busy year. Proposed revisions to Community Reinvestment Act regulations have been published. Revisions to Regulation B to implement Section 1071 rules to require data collection and reporting for small business loans have been delayed until 2023. After an eleven-year delay revised Flood Insurance Q and As have been published.
The two-part recording covers developments within the last 12 months including, but not limited to:
- Truth in Lending/Regulation Z
- Semi-annual Daylight Savings Time adjustment;
- Adjustments to annual thresholds;
- HMDA/Regulation C
- Revised volume thresholds for open-end credit, effective January 1, 2022;
- Updated HMDA Guide;
- Updated FIG Guide;
- Community Reinvestment Act
- Interagency Notice of Proposed Rulemaking;
- Distressed and Underserved Areas;
- ECOA/Regulation B
- Special Purpose Credit programs;
- Adverse Action based on credit models;
- Proposed rule to require data collection and reporting for small business loans;
- Fair Housing Act
- Redlining cases;
- Property appraisals;
- Flood Insurance
- Updated Questions and Answers;
- Expanding discrimination Prohibition to deposit accounts;
- Crypto Update
- Attack on Bank Fees
- Endorsement Guide Proposal
- And much more.
This two-part webinar recording provides a thorough update on numerous lending compliance topics in a single program; thereby saving the attendee time and their institution’s money. The 300+ page manual serves as a handbook long after the recording is completed. Upon completion of the recording you will:
- Understand recent changes; and
- Development a plan to implement pending changes.
This recording is designed for compliance officers, loan officers, legal counsel, auditors and others who are familiar with the basic requirements of the covered regulations.